Personal Articles Floater
You might assume that all of your personal property is covered under your homeowner’s policy. Unfortunately, most of these policies limit the amount of valuables covered. For example, many policies limit the amount of jewelry that would be covered in a home burglary, capping out around $1000 to $1500 per item.
In order to adequately protect all of your valuables, you may need a personal articles floater.
Who Needs a Personal Articles Floater?
If your valuables are lost, stolen or destroyed and the cost to replace them is more than you can afford out of pocket, we recommend a personal articles floater. This coverage can exist as a separate, standalone policy or serve as an addition to your current homeowner’s insurance policy.
How do you know which one is right for you? The SBB team is here to help. Our professionals will take a look at your current policy, evaluate the valuables that require added coverage, explain your options and recommend the best fit for your unique situation.
What Does a Personal Articles Floater Cover?
A personal articles floater covers high-value items that would exceed the limits of your homeowners policy. Over the years, we’ve designed personal articles floaters for clients that provide special coverage for the following:
- Fine art
- Furs
- Jewelry
- Electronic equipment
- Stamps or coin collections
- China and crystal
Enjoy the peace of mind that comes from knowing all of your valuables will be protected. Get started with a quote.
