You don’t have to live near water to be at risk for flooding. Flooding can occur nearly anywhere. Unchecked construction on former woodlands coupled with changing weather patterns has resulted in more widespread and severe flooding than ever before.
Flood insurance helps protect the life you’ve built. And SBB can help design a policy that delivers the right coverages for your unique needs at a premium that’s surprisingly affordable.
Who Needs Flood Insurance?
Anyone who owns a home should consider flood insurance. That’s because standard homeowners insurance policies typically do not cover flood damage. And flood damage can be devastating—dangerous flooding, resulting in costly property damage, doesn’t always require dramatic, rushing waters. Just a single inch of water can cause extensive damage to your home.
What Does Flood Insurance Cover?
There are two types of flood insurance: building property coverage and personal contents coverage. Building property coverage protects the physical structure of your home and its foundation, including plumbing and electrical systems, central air and heating systems and more. Personal contents coverage covers any clothing, furniture, electronics and other assets damaged in the flood.
SBB professionals can tailor your coverage to protect your home, personal belongings or both. Get started with a quote today.