Long-Term Care

With longer life expectancies, a significant number of Americans can expect to spend time in a long term care facility, with monthly costs approaching or surpassing five figures in most areas. Should the need arise, long-term care insurance will allow you to stay in a quality facility, without wiping out a lifetime of savings that would be better passed on to your loved ones.

Who Should Consider Long-Term Care Insurance?

If you are in your 50s or older, it’s time to start thinking about your potential long-term care costs. However, it’s important not to delay finding and selecting the right policy. Rates rise sharply as you age and, most importantly, you won’t qualify for long-term care insurance if you already have a debilitating condition.

What Does Long-Term Care Insurance Cover?

This type of insurance policy helps cover the costs of long-care for a chronic medical condition, such as Alzheimer’s disease. Long-term care encompasses services that aren’t covered by standard health insurance, such as daily-routine assistance for activities, like bathing, dressing and eating.

Here at SBB, we know how difficult it is to prepare for worst-case scenarios. Our team of long-term care experts can help you understand and plan for the coverages you may need later in life.

Plan for your future, today. Get started with a long-term care quote.

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