Disability & Income Protection
You might never anticipate that you will be out of work—but an illness or injury can happen at any time. In either event, your income will likely shrink while your family’s expenses continue to grow. Monthly bills and debts can quickly compound along with high medical costs and other expenses related to your sickness, injury or disability.
Disability insurance can help protect your income and ensure that your loved ones and way of life are protected if you are unable to work.
Who Should Consider Disability Insurance?
If you don’t have a large amount of savings and can’t afford to be out of work for weeks or months at a time, you should consider disability insurance.
What Does Disability Insurance Cover?
Disability insurance essentially replaces a portion of your paycheck if you are unable to work. Depending on the nature of your disability and your occupation, your short-term or long-term earnings may be impacted once you return to work. Selecting an appropriate policy and coverages is essential to ensuring your family’s financial health—but it can be difficult to know where to start.
The SBB team is here to help. Our goal is to make sure you have the right insurance coverage for your specific needs at the best premium. And, because we represent a number of insurance carriers, we are not committed to any one insurance market. This gives us access to a wider array of plans at favorable rates, which can be tailored to meet you and your family’s needs.
Protect your family by protecting your income. Start with a quote today.