Builder’s Risk

Bringing blueprints to life is no easy task. No matter how long you’ve been in the construction business, every project brings a new set of challenges and risks. Unfortunately, general liability insurance may not provide enough protection for your construction company.

Here at SBB, we understand the important work you do. We specialize in the building trade—but we also understand that every single builder is different. Over the years, we have worked with firms of all sizes, from small independent builders to large real estate development companies, to construct the right builder’s risk insurance policy.

What Does Builder’s Risk Insurance Cover?

Builder’s risk insurance is very specific to the trade, as it covers any materials, equipment and property related to the construction project. The coverage extends through completion of the project. So if a theft occurs, the government enacts new policies, equipment breaks down or weather causes delays or damage during that time, builder’s risk insurance will help cover the costs.

We can help extend your coverage for things that may not be covered in a general builder’s risk policy. For instance, we’ve designed policies to protect scaffolding and other temporary structures as well as the costly coverage of debris removal and pollutant cleanup.

Who Should Consider Builders Risk Coverage?

Generally, every construction project has quite a few stakeholders. For this reason, we recommend any person or company with a financial interest in the construction project should strongly consider builder’s risk insurance, whether you are a property manager, lender, general contractor, subcontractor or even the project architect.

Get the coverage you need to confidently complete your next project. Let us build you a quote today.